Capital Program Matcher

See exactly how the "Recommended Capital Programs" algorithm works on the Funding Profile step — and tune the thresholds that decide which products a client sees.

Live Tester

Pick the same five inputs a client sees. The parsed numbers and resulting recommendations update instantly.

How much capital are you looking to access?

Average monthly gross revenue (last 3 months)

Estimated personal credit score

What matters most when selecting financing?

Primary use of funds

Personal annual income (optional)

Credit Score

0 (not set)

Monthly Revenue

0 (not set)

Requested Amount

0 (not set)

Personal Income

0 (not set)

Priority and Use of Funds are captured for the lender submission but do not affect which programs are recommended here. Recommendations are driven only by credit score, monthly revenue, requested amount, and (for Credit Payoff) personal income.

Recommended Programs (3)

🏡 Home Equity Investment

Always recommended (no minimums)

📈 ROBS 401(k) Tax-Free Rollover

Always recommended (no minimums)

💵 Cash Home Offer

Always recommended (no minimums)

Range → Number Mapping

Each dropdown selection is converted to a single representative number used by the threshold rules. These must cover every tier offered in the dropdown — a missing tier resolves to 0 and breaks matching.

Loan Amount

Less than $20,000$12,500

$20,000 – $49,999$37,500

$50,000 – $99,999$75,000

$100,000 – $249,999$175,000

$250,000 – $499,999$375,000

$500,000 – $999,999$750,000

$1,000,000 – $1,999,999$1,500,000

$2,000,000 – $3,999,999$3,000,000

$4,000,000 – $7,999,999$6,000,000

$10,000,000 or more$10,000,000

Monthly Revenue

Below $8,000$5,000

$8,000 – $24,999$17,500

$25,000 – $49,999$37,500

$50,000 – $99,999$75,000

$100,000 – $249,999$175,000

$250,000 – $499,999$375,000

$500,000 – $999,999$750,000

$1,000,000 and above$1,250,000

Credit Score

Below 549525

549 – 599575

600 – 649625

650 – 699675

700 – 749725

750 – 799775

800 or higher825

Recommendation Rules

A program is recommended when all "Required" conditions pass and at least one "Any of" condition passes (Any of is optional). Leave both empty to always recommend.

⚡Merchant Cash Advance (MCA)

merchant_cash_advance

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

💼Working Capital

working_capital

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🏦Business Term Loan

term_loan

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

💳Business Line of Credit

business_line_of_credit

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🏛️SBA Loan

sba_loan

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🔧Equipment Financing

equipment

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🛞Equipment Leasing

equipment_leasing

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🏗️Asset Based Lending (ABL)

asset_based_lending

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🔨Fix & Flip Loan

fix_and_flip_loan

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🧱Ground Up Construction

construction_loan

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🏢Commercial Mortgage

commercial_investment_mortgage

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🏠Self Employed Mortgage

self_employed_mortgage

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

💰MCA Line of Credit

mca_loc

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

📊Revenue-Based Term Loan

revenue_based_term_loan

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🟢No Credit Check Business Funding

no_credit_check_business_funding

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

📈Revenue Based Line of Credit

revenue_based_business_line_of_credit

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🔄MCA Reverse Consolidation

mca_reverse_consolidation

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

📄Invoice Financing

invoice_factoring

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🃏Credit Card Stacking

credit_card_stacking

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🚚Commercial Vehicle Financing

commercial_vehicle

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🔧Credit Payoff & Restructuring Programs

credit_payoff_funding

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

≥

🚀Startup Funding

personal_loans

No match

Required (ALL must pass)

≥

Any of (at least one must pass — optional)

No conditions — ignored

🏡Home Equity Investment

home_equity_investment

Soft qualified

Required (ALL must pass)

No conditions — ignored

Any of (at least one must pass — optional)

No conditions — ignored

📈ROBS 401(k) Tax-Free Rollover

401k_tax_free_business_rollover

Soft qualified

Required (ALL must pass)

No conditions — ignored

Any of (at least one must pass — optional)

No conditions — ignored

💵Cash Home Offer

cash_for_homes

Matches

Required (ALL must pass)

No conditions — ignored

Any of (at least one must pass — optional)

No conditions — ignored