Product & Required Document Matrix
Every funding product we offer and the documents required to submit an application for it.
Collected for every application
- •Driver's License / State ID — Front of your government-issued photo ID.
- •Other / Additional Documents (optional) — Upload any additional documents relevant to your application.
- •Bank Statements (last 3 months) — Collected via Plaid secure connection
1. MCA
5 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
2. Working Capital
5 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
3. Term Loan
11 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Current Business License(optional)1 file
Upload your current business license (if applicable).
- Business Tax Returns (Last 3 Years)3 files
Upload the last 3 years of business tax returns.
- YTD Profit & Loss Statement1 file
Year-to-date P&L statement.
- Balance Sheet1 file
Most recent balance sheet.
- Personal Tax Returns1 file
Upload your most recent personal tax return.
- Debt Schedule1 file
List of all existing business debts with lender names, balances, monthly payments.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
4. BLOC
11 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Current Business License(optional)1 file
Upload your current business license (if applicable).
- Business Tax Returns (Last 3 Years)3 files
Upload the last 3 years of business tax returns.
- YTD Profit & Loss Statement1 file
Year-to-date P&L statement.
- Balance Sheet1 file
Most recent balance sheet.
- Personal Tax Returns1 file
Upload your most recent personal tax return.
- Debt Schedule1 file
List of all existing business debts with lender names, balances, monthly payments.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
5. SBA
14 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Current Business License(optional)1 file
Upload your current business license (if applicable).
- Business Tax Returns (Last 3 Years)3 files
Upload the last 3 years of business tax returns.
- YTD Profit & Loss Statement1 file
Year-to-date P&L statement.
- Balance Sheet1 file
Most recent balance sheet.
- Personal Financial Statement1 file
Standard PFS (SBA Form 413 for SBA).
- Personal Tax Returns1 file
Upload your most recent personal tax return.
- Debt Schedule1 file
List of all existing business debts with lender names, balances, monthly payments.
- Business Plan(optional)1 file
Current business plan document.
- Financial Projections(optional)1 file
2-3 year revenue/expense projections.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
6. Equipment
5 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Equipment Quote / Invoice1 file
Quote or invoice from the equipment vendor.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
7. Commercial Vehicle
9 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Equipment Quote / Invoice(optional)1 file
Quote or invoice from the equipment vendor.
- Vehicle Title & Registration(optional)1 file
Title and registration for the financed vehicle.
- Proof of Insurance(optional)1 file
Current insurance policy / binder.
- Utility Bill(optional)1 file
Most recent utility bill in your name.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Purchase Contract1 file
Signed purchase contract / executed PSA.
- Voided Business Check1 file
A voided check showing your business account details.
8. Equipment Leasing
8 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Equipment Quote / Invoice1 file
Quote or invoice from the equipment vendor.
- Proof of Insurance(optional)1 file
Current insurance policy / binder.
- Utility Bill(optional)1 file
Most recent utility bill in your name.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Purchase Contract(optional)1 file
Signed purchase contract / executed PSA.
- Voided Business Check1 file
A voided check showing your business account details.
9. ABL
10 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Copy of the Deed(optional)1 file
Upload a copy of the property deed showing current ownership.
- AR Aging Report(optional)1 file
Accounts receivable aging report.
- Inventory Report(optional)1 file
Current inventory valuation report (SKU-level or aggregate).
- Equipment Appraisal(optional)1 file
Independent appraisal or valuation of equipment used as ABL collateral.
- Collateral Documentation1 file
Appraisals, titles, bills of sale for pledged assets.
- Schedule of Real Estate Owned (SREO)(optional)1 file
List of all real estate owned by the applicant.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
10. Credit Card Stacking
2 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
11. Fix & Flip
8 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Rehab Budget / Scope of Work1 file
Detailed renovation budget and scope of work.
- Schedule of Real Estate Owned (SREO)(optional)1 file
List of all real estate owned by the applicant.
- Property Appraisal / Valuation(optional)1 file
Recent appraisal or valuation of the subject property.
- Rent Roll(optional)1 file
Current rent roll for income-producing properties.
- Proof of Insurance(optional)1 file
Current insurance policy / binder.
- Purchase Contract1 file
Signed purchase contract / executed PSA.
12. Construction
10 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Construction Plans & Specifications1 file
Architectural plans, specs, and permits.
- Construction Budget Breakdown1 file
Line-item budget: hard costs, soft costs, contingency.
- Schedule of Real Estate Owned (SREO)1 file
List of all real estate owned by the applicant.
- Property Appraisal / Valuation(optional)1 file
Recent appraisal or valuation of the subject property.
- Rent Roll(optional)1 file
Current rent roll for income-producing properties.
- Proof of Insurance(optional)1 file
Current insurance policy / binder.
- Purchase Contract1 file
Signed purchase contract / executed PSA.
- Contractor License & Insurance1 file
Contractor's license and insurance certificates.
13. Commercial Mortgage
9 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Schedule of Real Estate Owned (SREO)(optional)1 file
List of all real estate owned by the applicant.
- Property Appraisal / Valuation(optional)1 file
Recent appraisal or valuation of the subject property.
- Most Recent Mortgage Statement(optional)1 file
Upload your most recent mortgage statement showing current balance, rate, and payment.
- Rent Roll(optional)1 file
Current rent roll for income-producing properties.
- Lease Agreement(optional)1 file
Current lease for subject property (if tenant-occupied).
- Proof of Insurance(optional)1 file
Current insurance policy / binder.
- Purchase Contract(optional)1 file
Signed purchase contract / executed PSA.
14. Investment Mortgage
10 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Copy of the Deed(optional)1 file
Upload a copy of the property deed showing current ownership.
- Schedule of Real Estate Owned (SREO)(optional)1 file
List of all real estate owned by the applicant.
- Property Appraisal / Valuation(optional)1 file
Recent appraisal or valuation of the subject property.
- Most Recent Mortgage Statement(optional)1 file
Upload your most recent mortgage statement showing current balance, rate, and payment.
- Rent Roll(optional)1 file
Current rent roll for income-producing properties.
- Lease Agreement(optional)1 file
Current lease for subject property (if tenant-occupied).
- Proof of Insurance(optional)1 file
Current insurance policy / binder.
- Purchase Contract(optional)1 file
Signed purchase contract / executed PSA.
15. Residential Investment Mortgage
10 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Copy of the Deed(optional)1 file
Upload a copy of the property deed showing current ownership.
- Schedule of Real Estate Owned (SREO)(optional)1 file
List of all real estate owned by the applicant.
- Property Appraisal / Valuation(optional)1 file
Recent appraisal or valuation of the subject property.
- Most Recent Mortgage Statement1 file
Upload your most recent mortgage statement showing current balance, rate, and payment.
- Rent Roll(optional)1 file
Current rent roll for income-producing properties.
- Lease Agreement(optional)1 file
Current lease for subject property (if tenant-occupied).
- Proof of Insurance(optional)1 file
Current insurance policy / binder.
- Purchase Contract1 file
Signed purchase contract / executed PSA.
16. MCA Consolidation
5 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements1 file
Current payoff statements from existing MCA lenders.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
17. No Credit Check
5 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
18. Home Equity Investment
6 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Copy of the Deed(optional)1 file
Upload a copy of the property deed showing current ownership.
- Schedule of Real Estate Owned (SREO)(optional)1 file
List of all real estate owned by the applicant.
- Most Recent Mortgage Statement1 file
Upload your most recent mortgage statement showing current balance, rate, and payment.
- Voided Personal Check1 file
Voided PERSONAL check in your name (where the money will be deposited).
19. Cash Home Offer
2 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
20. 401k Rollover
3 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- 401k / Retirement Account Statement1 file
Most recent retirement account statement.
21. Startup
2 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
22. Invoice Financing
5 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- Invoice / Receivables Documentation1 file
Outstanding invoices and receivables to be financed.
- AR Aging Report1 file
Accounts receivable aging report.
- Voided Business Check1 file
A voided check showing your business account details.
23. Revenue Term Loan
9 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Business Tax Returns (Last 3 Years)3 files
Upload the last 3 years of business tax returns.
- Balance Sheet(optional)1 file
Most recent balance sheet.
- Personal Tax Returns1 file
Upload your most recent personal tax return.
- Debt Schedule(optional)1 file
List of all existing business debts with lender names, balances, monthly payments.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check(optional)1 file
A voided check showing your business account details.
24. Revenue LOC
8 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Business Tax Returns (Last 3 Years)3 files
Upload the last 3 years of business tax returns.
- Personal Tax Returns1 file
Upload your most recent personal tax return.
- Debt Schedule(optional)1 file
List of all existing business debts with lender names, balances, monthly payments.
- Merchant Processing Statements(optional)3 files
Last 3 months of merchant processing statements.
- Voided Business Check1 file
A voided check showing your business account details.
25. Credit Payoff
4 docs- Driver's License / State ID1 file
Front of your government-issued photo ID.
- Other / Additional Documents(optional)Unlimited
Upload any additional documents relevant to your application.
- MCA Payoff Statements(optional)1 file
Current payoff statements from existing MCA lenders.
- Debt Schedule(optional)1 file
List of all existing business debts with lender names, balances, monthly payments.
Bank statements are collected once via Plaid for every application. Driver's licenses and voided checks are collected for verification but never sent to lenders.