DSCR Loan Calculator
Estimate your DSCR (Debt Service Coverage Ratio) loan pre-qualification. Max LTV up to 85%.
Property & Income Information
Annual rental income minus expenses
Maximum 85% for DSCR loans
Typical: 1.20 - 1.25
Borrower & Loan Details
Estimated Loan
Loan Amount
$375,000
LTV
75.0%
Program
Conventional
Pricing & Terms
Interest Rate7.25%
Monthly Payment$2963.91
Term20 years
DSCR1.41
Pre-Qualified
DSCR meets minimum requirement
Note: This is an illustrative estimate and not a commitment to lend. Actual approval depends on full underwriting and verification. DSCR loans are based on property income, not personal income, making them ideal for investment properties.